Saturday, July 27, 2013

Health insurances do not afford coverage for prescribed medicines anymore

With the recent sanctions against the country and skyrocketing  market inflation health insurance companies have problems with reimbursing  prescribed medicines. 

Reported by Tasnim News Agency Ahmad Ariayei Nezhad , a member of the Health Commission of the   Parliament of the Islamic Consultative Assembly, announced that insurance companies pay pharmacies according to old contracts in which the price of drugs is about one third of the current rates.


He seriously warned that if insurance firms do not receive enough premiums/governmental source of money they will soon go bankrupt.  


Source: http://www.tabnak.ir/fa/news 

News code: 334650 (In Farsi) 
Accessed: July 27, 2013 

My comment:  Health insurance companies in Iran for the most part receive their monetary input from the government. Only a fraction of the money come from premiums. Pharmacies have two main sources  of monetary input for prescribed drugs : Purchaser's out of pocket money (either co-payment or  entire payment), and reimbursements mae by the insurance companies. Recently, many people have to pay hundreds of dollars out of their pocket to buy expensive medicines they need to treat specialized conditions such as various cancers and multiple sclerosis. Lately, US government removed the ban from exporting  life-saving drugs to Iran. The sanctions have created an alarming  problem for Iranians seeking for a variety kinds of medical treatments.

(see http://www.guardian.co.uk/world/2013/jan/13/iran-lifesaving-drugs-international-sanctions)